Today started with my boyfriend bringing me a cup of tea to wake me up. Then I heard the truck. Out on the street, some sort of work truck was doing some sort of thing involving, I don’t know…from the sound…siphoning out the storm drains? Sounded like a giant vacuum cleaner.
The day has been going downhill from there.
I started calling to apply for student loans this morning (which I had to do from the bedroom with the pocket doors shut since the stupid truck was so loud and seemed to begin doing whatever it was doing again every time I picked up the phone to make a call).
My head is in danger of imminent explosion.
I’m a good student. I’m responsible.
When I turned 18, I didn’t run out and get a credit card so I could get myself seriously in debt with a bushel of free money like so many people my age did–a decision that I personally placed firmly in the ‘responsible’ category–and as a result, no one wants to give me money.
I called the people my school’s financial adviser told me to, and they told me after a very brief phone conversation that I was totally approved for the amount I requested…with a cosigner.
I called the number on Bank of America’s website for the ‘Educational Maximizer’ loan (I thought that having accounts with BofA for as long as I have might count for SOMETHING), and after a very LONG phone conversation, I received an email that told me that a decision had been reached, which I couldn’t even view, since my password wouldn’t work, and I called the customer service number, almost at the point of tears when she asked me for my loan number and I tried to explain that I didn’t HAVE one yet…but she was very nice and looked up my info for me and explained that I wasn’t approved at this time due to a lack of credit history, but if I wanted to reapply with a cosigner, I could do so. Then she gave me my correct password (which was the same as the one I’d been using, only, she told me, I needed to make sure that I used all capital letters). It still didn’t work. But I suppose, since they turned me down anyway, it doesn’t really matter.
This is so frustrating.
I’m an adult. I get good grades. I’m intelligent and relatively responsible, and I’m really worried that no one is going to be willing to give me money and I won’t be able to go to school. I just want to go to school! That’s all!
A couple of other loans I have called about, they weren’t even be willing to give me money for rent, since I’m not living in school housing.
If anyone knows any rich eccentrics who want to anonymously pay for my education, let me know.
